The RetirementIQ iOS app is now a fully native SwiftUI application — and that’s a big deal. No more web view under the hood, no compromises. It loads instantly, responds the way iOS apps respond, and feels like software that belongs on your device. Inputs, navigation, transitions — everything behaves the way you expect it to.
Worth knowing: the iOS app runs on iPhone, iPad, and Apple Silicon Macs. If you’re in the Apple ecosystem, one purchase covers all three. The iPad experience in particular is well-suited to retirement planning — more screen space to work through projections and scenarios without feeling cramped.
For this kind of work — adjusting numbers, comparing scenarios, checking projections across decades — a dedicated native app beats a browser tab every time. Features like the What If Explorer, where sliding scales let you instantly visualize how changing a spending rate, retirement age, or return assumption reshapes your entire projection, feel exactly right on a native touch interface. Drag a slider, see your plan respond. That kind of immediacy is what native makes possible.
But the native advantage goes beyond feel. RetirementIQ already includes AI-powered guidance, and on iOS that capability is getting stronger. Apple’s on-device processing means sensitive financial data doesn’t need to leave your phone to get intelligent analysis. That aligns directly with how we think about privacy: your retirement numbers are yours, and the tools that help you understand them should treat them that way.
Looking ahead, we’re genuinely excited about where Apple is taking its platform. On-device intelligence, tighter Siri integration, and new interaction paradigms opening up across iPhone and iPad represent real opportunities for a tool like RetirementIQ — not gimmicks, but ways to make retirement planning more accessible and more useful in the moments when you actually need it. We’re building with that future in mind.
On pricing
The iOS app is priced at $69.99. That reflects two realities: Apple takes a 30% cut of every App Store purchase, and while the iOS app shares logic with the web app, it is genuinely separate software — separate codebase, separate development effort, separate maintenance. Building and maintaining it well takes real work, and the pricing needs to reflect that.
That said, if you’re already a web app subscriber and want to add iOS, reach out to us at [email protected]. We’ll get you access at $29.99 — a $40 savings. We’d rather reward existing users than have you pay full price twice.
Why the web app still leads
The web app is where RetirementIQ is built and where it moves fastest. When a tax law changes, when a calculation issue surfaces, when a new feature ships — the web app gets it first. Sometimes within hours.
It also runs everywhere. Windows, Android, Linux, any browser, any device. If you’re not in the Apple ecosystem, the web app is your app — and it’s the same full-featured tool, nothing cut down. Even iOS users who want every update the moment it’s live will find the web app keeps pace faster than any App Store review cycle allows.
The two apps complement each other. The web app sets the pace and covers every platform. The iOS app gives Apple users the best possible native experience. Both are actively developed and both are getting new features.
A note on macOS
We’ve retired the dedicated macOS wrapper app. It was a web view in a window — not meaningfully different from opening retirementiq.app in Safari. Mac users lose nothing; the web app works exactly as well in any browser. And of course, Apple Silicon Mac users can now run the native iOS app directly.
Plan your retirement on every device you own — on the web today, or natively on iPhone, iPad, and Mac.
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